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    Higher Education Loan Authority of the State of Missouri

    U.S. student loan servicer

    The Higher Education Loan Authority of the State of Missouri, also known as the Missouri Higher Education Loan Authority or MOHELA is one of the largest holders and servicers of student loans in the United States.

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  • Its headquarters are in St. Louis, Missouri.

    Created in 1981 as a quasi-governmental entity, MOHELA participated in the Federal Family Education Loan Program (FFELP) for nearly three decades, where it oversaw loans guaranteed by the federal government.

    Following the abolition of the FFELP program in 2010, MOHELA began to expand its business, overseeing around 6.7 million student loan borrower accounts as of 2022.[1]

    History

    Early history (1981-2019)

    MOHELA was founded by Missouri lawmakers in 1981 to oversee loans guaranteed by the U.S.

    federal government through the Federal Family Education Loan Program. Following the program's abolition in 2010, MOHELA began t